/* Harbor layout, loaded after style.css: mobile-first and bright. A white header under a slim risk line, a cobalt hero
   with a pattern and a quick-answers card, funding cards, a step line, card grids with cover images, an amber notice,
   a navy footer and an app-style tab bar on phones. Outfit for headings, Inter for text. Nothing may be wider than the
   screen: no sideways scrolling. */

@font-face{font-family:'Inter';font-style:normal;font-display:swap;font-weight:100 900;src:url(../fonts/inter-latin-wght-normal.woff2) format('woff2-variations');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-display:swap;font-weight:100 900;src:url(../fonts/inter-latin-ext-wght-normal.woff2) format('woff2-variations');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Outfit';font-style:normal;font-display:swap;font-weight:100 900;src:url(../fonts/outfit-latin-wght-normal.woff2) format('woff2-variations');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --font-latin:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --font-head:'Outfit','Inter',system-ui,sans-serif;
  --radius-xl:22px;--radius-lg:16px;--radius:12px;--radius-sm:10px;--pill:999px;
  --container:1200px;--read:780px;--section-y:76px;--hdr-h:68px;--tab-h:64px;
  --amber:#f5a524;--amber-soft:color-mix(in oklab,#f5a524 16%,transparent);--navy:#0b1b3a;
}
[data-theme=dark]{--primary-text:color-mix(in oklab,var(--brand) 45%,#fff)}
html{scroll-padding-top:calc(var(--hdr-h) + 16px)}
body{font-size:16.5px}
h1,h2,h3,h4,.cove-title,.sec-head h2{font-family:var(--font-head);font-weight:700;letter-spacing:-.015em}
.btn{border-radius:var(--pill);font-weight:700}
.btn-lg{height:54px;padding-inline:28px}
.kicker{letter-spacing:.1em;font-size:12.5px}
.sec-head{max-width:740px;margin-block-end:30px}
.sec-head h2{font-size:clamp(1.7rem,3.2vw,2.4rem);line-height:1.15;margin:8px 0 10px}
.section.alt{background:var(--bg-2);border-block:0}
.logo{font-family:var(--font-head);font-size:19px;font-weight:700}
.logo-mark.has-img{width:40px;height:40px;border-radius:11px}
[data-theme=dark] .logo-mark.has-img{box-shadow:0 0 0 1px var(--border-strong)}
.logo-txt small{font-family:var(--font-latin);letter-spacing:.08em}
.logo-txt>span:first-child{white-space:nowrap}
.logo-accent{color:var(--primary)}
[data-theme=dark] .logo-accent{color:var(--amber)}
.read-w{max-width:calc(var(--read) + 2 * var(--gutter))}

/* risk line + header */
.riskline{margin:0;background:var(--navy);color:#c9d3ea;font-size:12.5px;line-height:1.45;padding:7px 0}
.riskline .container{display:flex;align-items:center;justify-content:center;gap:8px;text-align:center}
.riskline .ico{width:15px;height:15px;color:var(--amber);flex:none}
.riskline b{color:#fff}
.head{position:sticky;top:0;z-index:50;background:color-mix(in oklab,var(--bg) 94%,transparent);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-block-end:1px solid var(--border);transition:box-shadow .2s}
.admin-bar .head{top:32px}
@media(max-width:782px){.admin-bar .head{top:46px}}
@media(max-width:600px){.admin-bar .head{top:0}}
.head.is-scrolled{box-shadow:0 10px 28px -20px rgba(11,27,58,.45)}
.head-in{height:var(--hdr-h);display:flex;align-items:center;gap:24px}
.head-nav{flex:1;display:flex;align-items:center;justify-content:center;min-width:0}
.head-nav .nav-list{gap:2px}
.head-nav .nav-list a{padding:8px 12px;border-radius:var(--pill);font-size:15px;color:var(--text-muted)}
.head-nav .nav-list a:hover{background:var(--primary-soft);color:var(--primary-text)}
.head-nav .current-menu-item>a{background:var(--primary-soft);color:var(--primary-text)}
.head-m{display:none}
.head-act{display:flex;align-items:center;gap:10px;margin-inline-start:auto}
.head-login{display:inline-flex;align-items:center;gap:6px;font-weight:650;font-size:15px;color:var(--text);padding:8px 6px}
.head-login .ico{width:18px;height:18px;color:var(--primary-text)}
.head-login:hover{color:var(--primary-text)}

/* hero */
.cove{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(135deg,var(--brand),color-mix(in oklab,var(--brand) 45%,var(--navy)) 70%);color:#fff;padding-block:64px 72px}
.cove.has-bg::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:rgba(255,255,255,.09);-webkit-mask:var(--cove-bg) right center/auto 120% no-repeat;mask:var(--cove-bg) right center/auto 120% no-repeat}
.cove::after{content:"";position:absolute;z-index:-1;width:520px;height:520px;border-radius:50%;right:-160px;bottom:-260px;background:radial-gradient(circle,color-mix(in oklab,var(--amber) 35%,transparent),transparent 65%);pointer-events:none}
.cove-in{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:52px;align-items:center}
.cove-eyebrow{display:inline-flex;align-items:center;gap:8px;margin:0 0 18px;padding:6px 14px;border-radius:var(--pill);background:rgba(255,255,255,.12);font-size:13.5px;font-weight:650}
.cove-eyebrow .ico{width:16px;height:16px;color:var(--amber)}
.cove-title{font-size:clamp(2.1rem,4.6vw,3.5rem);line-height:1.08;margin:0 0 18px;color:#fff}
.cove-title em{font-style:normal;color:var(--amber)}
.cove-lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:#d9e3f7;max-width:58ch;margin:0 0 28px}
.cove .btn-primary{background:var(--amber);color:#1c1405}
.cove .btn-primary:hover{background:color-mix(in oklab,var(--amber) 88%,#000);color:#1c1405}
.cove .btn-ghost{border-color:rgba(255,255,255,.35);color:#fff}
.cove .btn-ghost:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.6)}
.byline{display:flex;flex-wrap:wrap;gap:6px 18px;margin:18px 0 0;font-size:14px;color:var(--text-faint)}
.byline span{display:inline-flex;align-items:center;gap:6px}
.byline .ico{width:15px;height:15px}
.byline a{color:inherit;text-decoration:underline;text-underline-offset:3px}
.cove .byline{color:#c3d0ec}
.answers{background:#fff;color:#14203a;border-radius:var(--radius-xl);padding:20px;box-shadow:0 30px 60px -30px rgba(5,12,30,.6)}
.answers-t{margin:4px 6px 10px;font-size:12.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#5b6b8c}
.answers ul{list-style:none;margin:0;padding:0;display:grid;gap:4px}
.answers a{display:grid;grid-template-columns:40px minmax(0,1fr) 18px;align-items:center;gap:12px;padding:12px 8px;border-radius:var(--radius)}
.answers a:hover{background:#eef3fc}
.answers-ico{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:#e8effc;color:var(--brand)}
.answers-ico .ico{width:20px;height:20px}
.answers b{display:block;font-size:15.5px;line-height:1.35}
.answers small{display:block;font-size:13.5px;color:#5b6b8c;line-height:1.45;margin-top:2px}
.answers a>.ico{width:18px;height:18px;color:#9aa7c2}

/* funding method cards */
.mcards{list-style:none;margin:0 0 24px;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,250px),1fr));gap:16px}
.mcard{display:grid;align-content:start;gap:8px;padding:22px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg)}
.mcard-ico{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--primary-soft);color:var(--primary-text);margin-block-end:6px}
.mcard-ico .ico{width:23px;height:23px}
.mcard h3{font-size:1.15rem;margin:0}
.mcard p{margin:0;color:var(--text-muted);font-size:15px;line-height:1.6}
.mcard-good,.mcard-watch{display:flex;gap:8px;align-items:flex-start;font-size:14px!important}
.mcard-good .ico{width:17px;height:17px;flex:none;color:var(--up);margin-top:3px}
.mcard-watch .ico{width:17px;height:17px;flex:none;color:var(--amber);margin-top:3px}

/* step line */
.line{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(var(--n),minmax(0,1fr));gap:20px;position:relative}
.line::before{content:"";position:absolute;inset-inline:6%;top:23px;height:2px;background:repeating-linear-gradient(90deg,var(--border-strong) 0 8px,transparent 8px 14px)}
.line li{position:relative;display:grid;align-content:start;gap:6px}
.line-dot{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;box-shadow:0 0 0 6px var(--bg);margin-block-end:8px}
.section.alt .line-dot{box-shadow:0 0 0 6px var(--bg-2)}
.line-dot .ico{width:22px;height:22px}
.line h3{font-size:1.1rem;margin:0}
.line p{margin:0;color:var(--text-muted);font-size:14.5px;line-height:1.6}
.line-go{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--primary-text);font-size:14.5px;margin-top:4px}
.line-go .ico{width:15px;height:15px}

/* card grids */
.gcards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.gcards-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.gcards a,.pcards a{display:grid;grid-template-rows:auto 1fr;height:100%;overflow:hidden;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);transition:transform .2s,box-shadow .2s,border-color .2s}
.gcards a:hover,.pcards a:hover{transform:translateY(-3px);border-color:var(--primary-line);box-shadow:0 20px 40px -28px rgba(11,27,58,.45)}
.gcard-img,.pcard-img{display:block;line-height:0;background:var(--bg-2)}
.gcard-img img,.pcard-img img{display:block;width:100%;height:auto;aspect-ratio:1200/630;object-fit:cover}
.thumb-ico{display:grid;place-items:center;width:100%;aspect-ratio:1200/630;color:var(--primary-text)}
.thumb-ico .ico{width:32px;height:32px}
.gcard-body,.pcard-body{display:grid;align-content:start;gap:6px;padding:16px 18px 18px}
.gcard-tag{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--primary-text)}
.gcard-tag .ico{width:15px;height:15px}
.gcards b,.pcards b{font-family:var(--font-head);font-size:1.12rem;line-height:1.3}
.gcards small{font-size:14.5px;color:var(--text-muted);line-height:1.55}
.pcards{list-style:none;margin:0 0 24px;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.pcards small{font-size:13px;color:var(--text-faint)}

/* amber notice */
.notice-s{padding-block:28px}
.notice{display:grid;grid-template-columns:56px minmax(0,1fr);gap:20px;padding:28px;border-radius:var(--radius-xl);background:var(--amber-soft);border:1px solid color-mix(in oklab,var(--amber) 45%,transparent)}
.notice-ico{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--amber);color:#1c1405}
.notice-ico .ico{width:28px;height:28px}
.notice h2{font-size:clamp(1.35rem,2.6vw,1.8rem);margin:6px 0 10px}
.notice p{margin:0 0 10px;color:var(--text-muted)}
.notice .kicker{color:color-mix(in oklab,var(--amber) 55%,#000)}
[data-theme=dark] .notice .kicker{color:var(--amber)}

/* accounts (core cards) and FAQ (core accordion) */
.acc{border-radius:var(--radius-lg)}
.acc-name{font-family:var(--font-head);font-size:1.45rem}
.faq details{border-radius:var(--radius-lg)}

/* closing band */
.wave{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(120deg,var(--navy),var(--brand));color:#fff;padding-block:60px}
.wave-in{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.wave h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:0 0 8px;color:#fff}
.wave p{margin:0;color:#d9e3f7;max-width:58ch}
.wave .wave-note{margin-top:12px;font-size:13px;opacity:.85}
.wave .btn-light{background:var(--amber);color:#1c1405}
.wave .btn-outline{border-color:rgba(255,255,255,.45);color:#fff}

/* page title band and reading column */
.page-hero{background:linear-gradient(180deg,color-mix(in oklab,var(--brand) 9%,var(--bg)),var(--bg));border-block-end:1px solid var(--border);padding-block:30px 34px}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.8rem);line-height:1.15;max-width:none;margin:14px 0 12px}
.page-hero .lead{margin-block-end:14px}
.page-hero .byline{margin:0 0 16px}
.read-s{padding-block-start:32px}
.prose{background:none;border:0;border-radius:0;padding:0;font-size:17.5px;line-height:1.85}
.prose h2{font-family:var(--font-head);font-size:clamp(1.4rem,2.6vw,1.75rem);font-weight:700;line-height:1.3;padding:0;border:0;margin:1.9em 0 .6em}
.prose h3{font-family:var(--font-head);font-size:1.25rem}
.prose .wp-block-table{overflow-x:visible}
.prose table{table-layout:fixed;width:100%;font-size:15.5px}
.prose th,.prose td{overflow-wrap:anywhere;vertical-align:top}
.prose th{background:var(--primary-soft)}
.prose .wp-block-image img,.hero-img img{display:block;border-radius:var(--radius-lg);border:1px solid var(--border)}
.prose .wp-block-image{margin:1.8em 0}
.prose .sources{font-size:15px;color:var(--text-muted)}
.hero-img{margin:0 0 1.6em}
.short{margin:0 0 1.6em;padding:18px 20px;border-radius:var(--radius-lg);background:var(--primary-soft);border:1px solid var(--primary-line)}
.short-t{margin:0 0 8px;font-family:var(--font-head);font-weight:700;font-size:1.05rem;color:var(--primary-text)}
.short ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.short li{display:flex;gap:10px;align-items:flex-start;font-size:16px;line-height:1.55;margin:0}
.short .ico{width:18px;height:18px;flex:none;color:var(--primary-text);margin-top:4px}
.toc-h{margin:0 0 1.6em;padding:14px 18px;border-radius:var(--radius-lg);border:1px solid var(--border);background:var(--surface)}
.toc-h summary{cursor:pointer;font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--text-muted)}
.toc-h ol{margin:10px 0 2px;padding-inline-start:1.3em;font-size:15px;line-height:1.5}
.toc-h li{margin-block-end:6px}
.toc-h a{color:var(--text);text-decoration:none}
.toc-h a:hover{color:var(--primary-text);text-decoration:underline}
.prose #ez-toc-container{max-width:100%;box-sizing:border-box;border-radius:var(--radius-lg)}
.disclose{display:grid;grid-template-columns:44px minmax(0,1fr) auto;align-items:center;gap:14px 18px;margin:40px 0 0;padding:20px 22px;background:var(--bg-2);border:1px solid var(--border);border-radius:var(--radius-lg)}
.disclose-ico{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--primary-soft);color:var(--primary-text)}
.disclose-ico .ico{width:22px;height:22px}
.disclose p{margin:0;font-size:14.5px;color:var(--text-muted);line-height:1.6}
.cards-more{margin:44px 0 0}
.cards-more h2{font-size:1.35rem;margin:0 0 14px}
.post-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,300px),1fr));gap:16px}

/* footer */
.foot{background:var(--bg);color:var(--text);padding-block:56px 26px}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:32px 40px;padding-block-end:34px;border-block-end:1px solid var(--border)}
.foot-brand p{margin:14px 0 0;max-width:46ch;color:var(--text-muted);font-size:15px}
.foot h4{font-family:var(--font-latin);font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--text-faint);margin:0 0 12px}
.foot .ftr-menu a{padding-block:5px;font-size:15px}
.foot-legal{padding-block:24px;display:grid;gap:10px;font-size:13px;line-height:1.65;color:var(--text-faint);border-block-end:1px solid var(--border)}
.foot-legal p{margin:0}
.foot-legal b{color:var(--text-muted)}
.foot-end{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-block-start:20px;font-size:14px;color:var(--text-faint)}
.foot-act{display:inline-flex;align-items:center;gap:14px}
.foot-act .icon-btn{border-radius:var(--pill);border-color:var(--border-strong);color:var(--text)}
.foot-act .icon-btn:hover{border-color:var(--text-muted);color:var(--text)}

/* app-style tab bar on phones */
.tabbar{display:none}

@media(max-width:1180px){
  .head-nav{position:fixed;inset-inline:0;top:var(--hdr-h);display:none;flex-direction:column;align-items:stretch;gap:12px;padding:12px var(--gutter) 20px;background:var(--bg);border-block-end:1px solid var(--border);box-shadow:var(--shadow);max-height:calc(100vh - var(--hdr-h));overflow-y:auto}
  .admin-bar .head-nav{top:calc(var(--hdr-h) + 46px)}
  .head-nav.open{display:flex}
  .head-nav .nav-list{flex-direction:column}
  .head-nav .nav-list a{padding:14px 6px;font-size:16px;color:var(--text);border-radius:0;border-block-end:1px solid var(--border);background:none}
  .head-m{display:flex}
  .menu-btn{display:inline-grid}
}
@media(max-width:960px){
  :root{--section-y:56px}
  .cove{padding-block:40px 48px}
  .cove-in{grid-template-columns:minmax(0,1fr);gap:28px}
  .gcards-3,.pcards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .line{grid-template-columns:minmax(0,1fr);gap:22px}
  .line::before{inset-inline:auto;inset-inline-start:23px;top:8px;bottom:8px;width:2px;height:auto;background:repeating-linear-gradient(180deg,var(--border-strong) 0 8px,transparent 8px 14px)}
  .line li{grid-template-columns:48px minmax(0,1fr);column-gap:16px}
  .line-dot{grid-row:1/5;margin:0}
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .foot-brand{grid-column:1/-1}
}
@media(max-width:760px){
  .tabbar{position:fixed;inset-inline:0;bottom:0;z-index:45;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));height:calc(var(--tab-h) + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:color-mix(in oklab,var(--bg) 96%,transparent);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-block-start:1px solid var(--border)}
  .tabbar a{display:grid;place-items:center;align-content:center;gap:3px;font-size:11.5px;font-weight:650;color:var(--text-muted);min-width:0;padding-inline:2px;text-align:center}
  .tabbar a span{max-width:100%;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
  .tabbar .ico{width:22px;height:22px}
  .tabbar a.is-main{color:var(--primary-text)}
  .tabbar a.is-main .ico{width:26px;height:26px;padding:4px;border-radius:50%;background:var(--brand);color:#fff;box-sizing:content-box}
  body{padding-block-end:calc(var(--tab-h) + env(safe-area-inset-bottom))}
  .fab{bottom:calc(var(--tab-h) + 16px + env(safe-area-inset-bottom))}
  .gcards,.gcards-3,.pcards{grid-template-columns:minmax(0,1fr)}
  .disclose{grid-template-columns:44px minmax(0,1fr)}
  .disclose .btn{grid-column:1/-1}
}
@media(max-width:600px){
  :root{--hdr-h:60px}
  .riskline{font-size:11.5px;padding:6px 0}
  .head-in{gap:10px}
  .head-login span{display:none}
  .head-act{gap:6px}
  .head-act .btn{padding-inline:14px}
  .logo{font-size:16.5px}
  .logo-mark.has-img{width:36px;height:36px}
  .cove-title{font-size:clamp(1.9rem,8.4vw,2.4rem)}
  .answers{padding:12px}
  .answers a{grid-template-columns:36px minmax(0,1fr) 16px;gap:10px;padding:10px 6px}
  .answers-ico{width:36px;height:36px}
  .notice{grid-template-columns:minmax(0,1fr);padding:22px}
  .prose{font-size:16.5px}
  .prose table{font-size:14px}
  .prose th,.prose td{padding:8px}
  .foot-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px 16px}
}
@media(max-width:420px){
  .head-act .head-cta{display:none} /* the tab bar and the hero carry the sign-up button */
  .logo-txt small{display:none}
}